Pre - Arrangements
Pre - Arrange  On - Line

It takes less than 10 minutes to Complete our
" Basic Planner"

Why Plan Ahead?

Peace of Mind

Many who have undergone the emotional strain of
arranging a funeral within hours of losing a loved one
have made the choice to pre-plan their own funeral.
Doing so lifts the burden from their loved ones by
relieving decision-making pressure at a time of grief and
emotional stress.


Funeral arrangements are a deeply personal choice.
Pre-planning provides you with the time needed to make
practical, detailed decisions that reflect your standards,
lifestyle, taste and budget. And we assure you and your
family that the choices you make will be carried out as
planned.


When you finalize your plan, we can advise you of the
total cost. You do not have to set aside funds for your
plan, but doing so protects you against escalating funeral
costs. By locking in today's funeral costs and ensuring
that the necessary funds are set aside, you help relieve
yourself of unnecessary future worry and your survivors
of an unexpected expense..
Pre-Arrangment allows you to consider cost-effective
options. There are many flexible payment options to meet
your needs.
In Georgia, prearranged funeral contracts are not counted
as assets for Medicaid spend- down purposes  and the
death benefit of a preneed life insurance policy grows
over time to help offset inflation and that growth may not
be taxable to you.
E-mails from Friends and Family
Mrs. Laura Bell Collins, age 90, of Dahlonega,
GA died Sunday, December 11, 2011 at the Gold City
Convalescent Center in Dahlonega, GA.

Mrs. Collins was a native and lifelong resident of
Lumpkin County. She was a member of Bethlehem
Baptist Church in Dahlonega. She was a homemaker,
retired poultry farmer, and also worked for a number of
years at the Burlington Pinetree Plant in Dahlonega.

Laura Bell was the daughter of the late James M.
Higgins and Martha Jarrard Higgins and was also
preceded in death by her husband of 69 years, Luther
J. Collins; son, Don Collins; daughter and son-in-law,
Geraldine and Gene Walker; sister, Lula Scott; brother,
Rallie Higgins; and nephew, Carlton Higgins.

She is survived by daughter and son-in-law, Maxcine
and Hartwell Ricketts, Dahlonega, GA; son and
daughter-in-law, J.L. and Carolyn Collins, Dahlonega,
GA; daughter-in-law, Melanie Collins, Dahlonega, GA;
grandchildren, Tammy Stowers, Troy Walker, Jamie
Ricketts, Shannon and Mitchell Collins, Bryan and
Ginger Collins; 9 great-grandchildren, 2
great-great-grandchildren; nieces, Barbara Roper and
Barbara Moore; nephew, Grady Higgins. Numerous
other relatives also survive.

Funeral services for Mrs. Collins are scheduled for 11
AM Tuesday, December 13, 2011 at the Banister
Funeral Home Chapel in Dahlonega.

Rev. Lyman Caldwell will officiate.

Interment will follow in the Bethlehem/Jones Chapel
Cemetery in Dahlonega.

The family will receive friends at Banister Funeral Home
in Dahlonega on Monday, December 12, 2011 from 2
PM until 9 PM and again on Tuesday, December 13,
2011 from 10 AM until 11 AM.

Banister Funeral Home of Dahlonega is in charge of the
arrangements.